Novated Lease vs Operating Lease vs Chattel Mortgage
They all help you get a vehicle, but they differ in ownership, tax treatment, GST, cash flow, and balance sheet impact.
Salary Sacrifice, Simply Explained
Salary sacrifice is one of those terms that gets mentioned a lot, especially when cars are involved, but rarely explained clearly. So let’s strip it back and explain what it actually is, who it suits, and why it doesn’t need to be complicated. What is salary sacrifice? In simple terms, salary sacrifice means using part […]
The Hidden Costs of Car Ownership (And How a Novated Lease Helps You Avoid Them)
Most Australians underestimate the true cost of owning a car. Between servicing, tyres, insurance and rising fuel prices, the average driver is spending far more than they realise, often over $10,000 per year on average, according to the RACQ. This is why searches for “car running costs Australia”, “how much does a car cost per year” and “is my car costing […]
How a Novated Lease Works (A Simple Step-By-Step Guide for First-Timers)
If you’ve searched “how does a novated lease work?” you’re not alone, it’s one of the most common questions Aussies ask us when exploring car finance options. The good news? A novated lease is actually one of the simplest and most tax-efficient ways to get into a new (or used) car. Here’s the clearest explanation you’ll find online. What […]
Novated Lease vs Buying Outright: What’s Actually Cheaper in 2026?
Buying a car in 2026 comes with one big question: is a novated lease cheaper than buying outright? With rising car prices, higher insurance premiums and a growing interest in electric vehicles, more Australians are turning to Google to ask “is a novated lease worth it?” Here’s the simple answer: it depends on your income, the car you choose […]